Funeral Plans for • Mainland Spain • Mainland Portugal • Madeira • Balearic Islands • Tenerife • U.K. • France

IFP Newsletter

December 2015 NEWSLETTER
We would like to thank all those clients and prospective clients who visited our stand at the Over 50's show recently at Estepona (Costa del Sol) - we hope you found it useful and informative.

We had a prize draw for a color television which was won by Mrs. Uden congratulations

Below are pictures of the stand and of the prize winner receiving her television.

December News 2015

December News 2015

December News 2015

We would like to advise all our clients that our plans are fixed price with no hidden extras and are held in secure ring fenced Funeral Directors accounts with BBVA Bank Santander and HSBC in the UK, plan benefits are transferable to the UK should you choose to relocate there - it is essential that you advise us of any change of address or contact details as it may mean a change of funeral director and bereavement line number.

Also we are re-launching our referral scheme where if any existing client introduces a new customer (who takes out a Plan with Iberian) we will pay €50 per plan to the introducer.

We will early in the new year be issuing new cards to all our clients in the Levante area of Spain - with new bereavement line details it is essential that you destroy your old cards and certificates upon receipt as the existing bereavement line will change - this move is part of the Companies development and in the provision of enhanced services and a more localized contact to our clients.

Short and Sweet but finally we would like to take this opportunity to


With best regards for all at Iberian.

September 2015 NEWSLETTER
The Company continues to grow from strength to strength - driven by demand for our plans which are competitively priced, provide guaranteed benefits and through our experienced sales team - who provide no pressure advice for our prospective clients.

We have enhanced our portfolio of Funeral Directors by contracting with a further four. Consequently a number of clients now have had new cards and certificates issued and this process is still on going. This has been done to provide a more localised but still contracted funeral director and so improve the services we offer. It also reflects our ongoing growth together with a desire "not to have all our eggs in one basket".
For those of you who have already received new cards and certificates then please dispose of the old ones - the new bereavement line number you have is on the card and is dependent on where you live and should only be contacted when death occurs. All other enquires should be directed to either our

Spanish Head Office on 0034 952 595 691 or
Portuguese Head Office 0n 00351 282 419 478

We shall shortly be starting to change our clients in the Levante area of Spain. One thing which has come to light during these changes is that a number of envelopes have been returned as the client is no longer at the address registered with us. It is important for all concerned that your information is kept up to date so please do tell us of any changes to your original plan such as telephone number contacts, next of kin and especially your address.

In Portugal we have launched a new product The Almond Plan, this is solely for the Algarve and has no benefits outside of the Algarve. However it can be upgraded to a full Iberian Plan (Beech or Cedar) if required in the future. The price of the Almond plan is €2495 details of which are available on our web site (look at plans for Portugal)

For those clients who have a Beech Plan - which is our basic plan - we are finding that upon death when families become involved with the final arrangements they are requesting a Church Service. The Beech plan does not include a Church/Humanist or any type of service therefore an upgrade to Cedar Plan prior to death makes financial sense. The difference in cost at the present time is, €305 rather than €495 if arranged through the Funeral Director at time of death.

In the current economic and political climate people are voicing concern about
A) Dual Taxation
B) The EU Referendum & the possibility of the UK leaving the EU
From our perspective these issues make no difference to Iberian - as a Group we have fully legal registered Companies in Spain, Portugal and the UK - whatever should happen our existing plan and future plan holders should have no concern as THE PLAN BENEFITS ARE TRANSFERRABLE TO THE UK.
And finally just to reiterate nearly four years ago SPN Funeral Plans changed its Name to Iberian Funeral Plans - SPN is still a trading Company and this is a change in name ONLY and does not affect anyone with an SPN Plan.

Our plan prices have not risen in over 3 years and remain the same.
They carry no interest, should you wish to pay by instalments and are free of IVA. (VAT). We promise that VAT (IVA) and INTEREST will not be charged now nor in the future.
Beech €3390
Cedar €3695
Oak €7250 (flights charged at cost at time of need)
Almond €2495 (Portugal Only)

All information correct at date of posting - 22/09/2015

Well here we are again!
The success story continues - the Company continues to go from strength to strength with more staff and new offices in Ayamonte to service Western Andalucia, (Huelva) and the Eastern Algarve of Portugal.

Company locations & Information
The Iberian group is made up of three registered limited companies:
IFP - Iberian Funeral Plans LDA
Iberian Funeral Plans SL (incorporating SPN Funeral Plans SL)
IFP - Iberian Funeral Plans (UK) LTD

We have locations at:
Alhaurin el Grande/Andalucía (0034)952 595 691
Ayamonte/Huelva 959 873 434
Benijofar/Alicante South 965 993 498
Castalla/Alicante North 966 284 373
Mallorca 971 576 604
Nerja/Eastern costa del sol/Murcia 951 203 994
Manilva/Western Costa Del Sol 952 490 690
Tenerife 922 971 790
Portimao/Algarve (00 351) 282 419 478
UK Macclesfield (00 44) 161 885 2362

Bank Accounts
We now use the service of 3 banking groups in Spain and Portugal (with both National and International Operations)

*BBVA Bank Spain
*Santander Bank
*Barclays Bank PLC
*Our UK operation uses HSBC

This gives us the flexibility to accept payments in Sterling/Euros/Card or Electronic payments/transfers, and Standing orders.

Indeed we are happy to take orders in Sterling even though you may live in Spain or Portugal - so reducing the banking/transfer costs

Gentle Reminder
Please ensure since receipt of your plan certificates that all information is correct and up to date for example Next of kin, phone numbers, address - We can not get it right unless you keep us informed.

With regards to payments it is essential that you reference all payments with your Iberian or SPN reference number which is unique to you.

This can be found on the top of your plan certificate it enables us to correctly allocate all funds received, unfortunately we are holding some receipts as we cannot allocate them due to invalid or no references.

When death occurs you should contact our bereavement helpline on 902 408 100 quoting that you have an SPN/Iberian Funeral Plan together with your unique reference, this will ensure you are dealt with promptly and efficiently at a time of great stress, (these details are on your plan cards.

For all customers who chose the 1st death option please remember that you will receive a refund of £150 when you take out a second plan

Our Funeral Directors
We have contracts in place with a National Funeral Director and in certain areas of Spain have to a local Funeral Director due to trade agreements within the Funeral Business - all our Funeral Directors are professional and work to agreed service levels. use

We would point out that if you prefer to use an alternative Funeral Director to the one provided, there may be additional costs over and above our contracted agreements and these costs would therefore be passed on to the estate of the deceased.

Iberian Funeral Plans
We continue to be the most comprehensive and cost effective in the market place and we are grateful to all our customers who continue to recommend us to their friends.

Iberian/SPN the peace of mind partnership