Funerals in Spain are currently costing an average of 4880 € and are expected to increase annually in price.
(Is it therefore not best to buy now or even spread the cost over a few years rather than leaving it to family/friends to find the money at the time of death?)
Funerals can be conducted within 24/48 hours which is a major difference from your home country.
It is not unusual for the funeral to be completed before the family is notified.
Language difficulties make you extremely vulnerable with regards to the provision of service and pricing.
Would funds be readily available to cover all costs?
Local laws and regulations in Spain and Portugal are complicated.